ACC Anomaly

ACC Anomaly

I recently realised that I had been labouring under a misunderstanding about the level of compensation provided by ACC.

ACC provides compensation for loss of income due to accident - and, if you are totally disabled,  unable to work and earning nothing, ACC pays 80% of your pre-disability income up to the statutory maximum - currently approximately $92,000.

If however, you are partially disabled - i.e. able to work and earn but less than you earned prior to becoming disabled, then the benefit is 100% of your loss of income.  The wording means that, in the extreme case, if partially disabled and only able to earn 5% of your pre-disability income, then ACC would pay you 95%!

All of this presupposes that you are able to get through the masses of hurdles that ACC puts in your way when making a claim!

Doesn't seem right somehow!